MAKING AN OFFER

PREPARING A STRONG OFFER

Once you find a home that fits your needs, the next step is preparing an offer. A strong offer considers more than price. We will review the property, current market conditions, comparable sales, your financing, and the seller’s priorities before deciding how to proceed.

Every transaction is different. My job is to explain your options, help you weigh the risks and benefits, and prepare an offer that reflects your goals.

IMPORTANT PARTS OF AN OFFER

PURCHASE PRICE

We will review available market information and discuss a price that makes sense for the property and your circumstances.

FINANCING

Your offer will identify whether you are using financing or paying cash. If financing is involved, a current preapproval letter can help demonstrate that you are prepared to complete the purchase.

EARNEST MONEY

Earnest money shows your good-faith intention to purchase the home. The offer will state the amount, when it must be delivered, and how it will be handled under the purchase agreement.

INSPECTIONS

An inspection gives you an opportunity to learn more about the home’s condition. We will discuss the inspection provisions, applicable deadlines, and the options available after the inspection.

APPRAISAL

When financing is involved, the lender will usually require an appraisal. The appraisal helps the lender evaluate whether the property supports the loan amount.

CLOSING DATE AND POSSESSION

Your offer will propose a closing date and explain when possession of the property will be delivered. These dates may be important to both you and the seller.

OTHER TERMS

An offer may also address personal property, seller-paid expenses, warranties, title matters, home-sale contingencies, and other terms appropriate to the transaction.

WHEN THERE ARE MULTIPLE OFFERS

A competitive offer is not always the offer with the highest price. Financing strength, contingencies, timing, earnest money, and other terms can influence a seller’s decision.

I will help you understand the available choices without encouraging you to take on more risk than you are comfortable accepting. The final price and terms will always be your decision.

NEGOTIATING THE OFFER

The seller may accept your offer, reject it, or respond with a counteroffer. If the seller proposes changes, we will review them carefully and discuss your options before you respond.

Negotiation can continue until both parties agree and sign the same terms—or until one party decides not to proceed.

WHAT YOU CAN EXPECT FROM ME

I will prepare the offer according to your instructions, explain important provisions and deadlines, communicate with the listing agent, and keep you informed throughout the negotiation.

My goal is to help you make a confident, well-informed offer while protecting your priorities throughout the process.

When you are ready to make your move, contact Steve Tucker, REALTOR® with United Real Estate Indianapolis, at (317) 345-7448.

Steve Tucker

United Real Estate Indianapolis


Office:
1425 E 86th Street Suite 200, Indianapolis, IN, 46240
www.UnitedRealEstateIndy.com
(317) 216-8800
Agent:
steve@stevetuckerindy.com
(317) 345-7448
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Based on information submitted to the MLS GRID as of 9/17/2026 1:00:04 AM. All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information.

This content last updated on Thursday, September 17, 2026 1:00 AM from MIBOR

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